Wells Fargo has opened a new location in Washington D.C. featuring movable walls that allow it to switch from a staffed branch to a 24hr ATM. The super cool “store transaction machines” can process up to 80% all traditional bank branch transactions. The machines can make change in $1, $5, $20 and $100 denominations and have much bigger screens than most ATMs. I visited this STM last week. The staff was friendly and the technology impressive. This is the wave of the future for urban banking.